FLTA’s Homeless Prevention Program focuses on providing financial awareness to individuals in homeless shelters, aiming to reduce homelessness through financial education and empowerment. Our mission is not only to help individuals secure housing, but also to equip them with the financial knowledge needed to maintain it. By teaching essential skills like budgeting, saving, and money management, we aim to prevent financial instability that often leads to housing loss. Ultimately, our goal is to slow the momentum of homelessness and help individuals build a stable, self-sufficient future.

 Financial Awareness & Homelessness

Lack of financial literacy is a key factor contributing to homelessness, as many individuals are unable to manage their finances or make informed decisions to maintain stable housing.

• 70% of homeless individuals report financial instability as the leading factor contributing to their housing loss.

• 60% of people in homeless shelters have no savings or emergency funds to fall back on during a financial crisis.

• Only 1 in 3 adults experiencing homelessness have any knowledge of basic money management practices, such as budgeting or saving.

• 40% of homeless individuals have had their credit scores negatively impacted, making it difficult for them to access housing or financial support.

• Financial education programs have shown to reduce homelessness by up to 50% by helping individuals better manage their finances and avoid the financial triggers that lead to housing instability.

At FLTA, we are committed to providing financial literacy to the homeless community, empowering individuals with the knowledge and skills to regain control of their financial future and break the cycle of homelessness.

 The Root Issues

The Homeless population is a unique population in our society due to the complexity of underlying issues such as lack of financial literacy, addiction, depression (Mental health) Inflation, lack of resources, etc. Statistics show that most people are homeless due to lack of money management skills that causes people to accumulate and drown and expenses. These expenses later lead to debt, which affects your ability to rent or buy a home. 

When most of society reaches this area, they become emotionally triggered in ways that causes drastic ripple effects in the community. These things include resorting to committing illegal acts to resort from financially drowning, resort to substances that lead to addiction, Depression, even suicide. 

Due to lack of financial awareness in urban communities, people have relied on  unhealthy financial options and practices that have caused more negative ripple effects in society than any other issue combined. FLTA is raising awareness of this dangerous cycle, and how Financial Liberation Training provides the necessary tools and strategies to rebuild, rely on and thrive in society.

Green Zone (Thrive Zone)

The green zone is a financial position of Stable income, where a foundation can be built that will allow other opportunities to be created, held and grown. To reach this zone multiple healthy financial options must be utilized on a consistent basis. This can only be accomplished by having or creating a mindset through a mix of financial education, examples through upbringings, as well as exposure through association.

FInancial Liberation Training is designed to give people the proper tools through a mix of examples and strategies, in order to guide them to the green zone.

Yellow Zone (Risky)

Red Zone (Danger)